Worker's Compensation

Workers’ Compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.

Workers Compensation policies are especially important in your labor-intensive business with hazards including: slips, trips, and falls on wet floors; back, neck, and shoulder injuries from moving heavy loads; limb and other injuries from contact with machinery nip points and moving parts; and burns and electrical shocks. Other potential hazards include:

  • Injuries from grain and dust inhalation
  • Injuries from inhalation or contact with cleaners and pesticides
  • Injuries from inhalation of CO2 and other gases
  • Asphyxiation and suffocation in confined spaces while cleaning tanks